Archive for A Better State

Real Estate Visionary Kevin Seawright Leads Baltimore Urban Renewal

In a recently released report, RPS Solutions LLC continues its expansion into the Baltimore real estate market, providing affordable residential homes for first-time home buyers. Established by Kevin Seawright in 2015, RPS Solutions LLC seeks to bring about balance and affordability for buyers who may otherwise have difficulty purchasing a home in Baltimore, Maryland.

Kevin Seawright believes Baltimore has tremendous potential for homeowners, RPS Solutions LLC, and Kevin Seawright are out to raise the current city home-ownership rate of 48.3%, bringing about changes that enhance the lifestyle and livelihood of existing and new Baltimore residents. Seawright commenting on the vision of RPS Solutions LLC, “It is rewarding to see more stability fill Baltimore city neighborhoods like Belvedere Square, with each new home in the City of Baltimore and surrounding counties we get one step closer to achieving our goal to raise the city’s current home-ownership rate.”

The thought is that if home ownership percentages increase, it brings about economic benefits, reduced crime rates, ethnic diversity and increased real estate values. RPS Solutions LLC provides essential real estate services to individuals by bringing together buyers and mortgage lenders, coordinating all assets as well as overseeing all new construction and renovation projects in underdeveloped sectors of Baltimore. Kevin Seawright is at the helm of the City of Baltimore’s urban renewal and thinks the appropriate way to accomplish that is through ambitious residential redevelopment.

Real estate visionary Kevin Seawright oversees the operations of RPS Solutions LLC, which offers diverse real estate and property management services such as, redevelopment, asset management and sales and acquisitions. Kevin’s years of experience in the private and public sectors, as a Chief Financial and Facilities Officer, Financial Operations Administrator and Fiscal Manager which has contributed to his success and respect from industry peers.

Kevin is has won numerous awards and distinctions acknowledging his commitment, responsiveness, and dedication in the financial and realty sectors. Met Life presented Kevin the 2010 “Bridges to the Future” award, which recognizes individuals for their contemporary innovation, ingenuity, and creativity.

The Harmful Investments of Kyle Bass

Kyle Bass, the founder of Hayman Capital Management, L.P., has had many highs and lows in his career of investments. He was able to predict many mortgage and debt crises and was able to make a profit from them. The problem lies in some of his investments that have been criticized my many.
According to Useful Stooges, Kyle Bass has lost a good amount of credibility due to his many unpleasant alliances. His strongest connection, Argentinian despot Cristina Fernández de Kirchner, has let her country default on its sovereign debt multiple times. Each time Kirchner’s irresponsible economic policies put Argentina deeper into debt, Bass defended her. Bass also tried to blame the victims of GM cars’ non-deploying airbags in order to protect his investments. He claimed that all the victims who lost their life must have been drinking or not wearing their seatbelt. He even went on to harass pharmaceutical companies and challenge their patents in order to make a quick million.

Bass’s harassment of pharmaceutical companies started when he founded the Coalition for Affordable Drugs (CFAD). The CFAD’s main purpose is to challenge pharmaceutical patents. Before challenging a patent, Bass would short-sell their stocks so when he challenged the patent and the stock prices went down, he would make a profit. The loss of stock prices caused those pharmaceutical companies to raise the cost of their drugs. When asked about this strategy, Bass stated that his plan was to encourage competition between the companies in order to bring down the prices of drugs. Everyone saw through this claim and this process rightfully angered many companies.

One company targeted by Bass in his blog, Celgene Corp has been fighting back by asking the patent agency to hold Bass accountable for his abuse of the patent review process. The patent office has disagreed with Bass countless times for his claims that many patents were not new or were from other cases. As a result many pharmaceutical companies have asked congress to prevent hedge funds, like the ones owned by Bass, from launching patent reviews.

Overall, Kyle Bass has been making most of his money from unethical investments. He started off on top with predicting many national debts and making a profit off of them however, his 15 minutes of fame were very short-lived. The longer Bass has tried to stay on top, the worse he gets and more people are affected. Perhaps one day Bass will climb back to the top; but that will not happen any time soon.  Read more about his career in UsefulStooges’ Kyle Bass The Frantic Investments of a Desperate Gambler.

Brooknol Advisors CEO Brian Mulligan Is A Jack Of All Trades

Brian Mulligan is an entrepreneur and CEO of Brooknol Advisors, a sports and media entertainment advisory corporation. Mulligan has a 30-year career in which he has served as CEO or CFO of all of the companies he has worked. He is considered an expert in the field of music, film, entertainment and even sports. In the course of his lucrative career, he has headed FOX Sports, Universal Television, Universal Pictures and Boston Consulting. He also has extensive experience in private equity and worked at Money Center Bank.

Mulligan is a member of the Sports Institute, Digital Roundtable and is an industry sports entertainment speaker. He has won numerous awards for his excellence in media and entertainment. He was recently named “One of the 50 Most Powerful People in Hollywood” and “One of the Leading Investors in the Nation.” Mulligan has a weekly column for USA Today and is a contributor to Fields of Green, a magazine devoted to law, media, finance, technology and marketing.

In a recent article in Field of Green, Mulligan explained to readers that the best way to enter the sports industry is through volunteer work. He encourages students to apply for internships. He notes that anyone who thinks it can’t pay off should look at NFL Commissioner Roger Goodell who now makes $44 million yearly; he started off as former NFL Commissioner Pete Rozell’s driver. Not a bad place to start, considering the position he is in now.

Mulligan is involved in many charitable causes. He gives generously to the St. Jude, City Of Hope and other organizations. He has helped raise millions for many area schools. He also coaches in many youth football leagues. Mulligan received a bachelors degree from the University of Southern California and a graduate degree from the University of California at Los Angeles.

Shaquille O’Neal Gives Back to his Community

Shaquille O’Neal is well known to be involved in his community, especially his hometown of Newark, New Jersey. Although O’Neal left the town in high school to further his basketball career in Texas, this has always been his hometown and he continually maintains a presence here. According to the legendary basketball player will return to his native city to be a co-host for a specially designed 3 on 3 basketball tournament to be played in front of City Hall. The tournament, Believe in Newark, will be co-hosted by current Mayor Ras Baraka and will feature both girls and boys teams from high schools across the city. Registration for entry has already been held, as have the preliminary games, all of which were played at the JFK Recreation Center.

This is not the first time O’Neal has actively been involved in the city; in 2012 he was a big part of opening the Cityplex Movie Theatre, where he partnered with Boraie Development Fund. This project was estimated to cost around $7 and $10 million. Within a year the partnership was at it again, for the first time in 50 years the city began development on its first high rise apartment buildings.

Boraie Development LLC has a long and proven track record in helping Urban Communities in New Jersey, it is an area they have been working in for over 3 decades. The organization aims to invest in urban communities, these investments will add value to the community and its people. A Wide array of properties fall into this strategy, Boraie development takes on projects involving Commercial Property, Residential Property and Retail establishments to name a few.

More recently Boraie Development has been focusing its attention on Newark’s downtown areas, this is where the organization has been partnering most with Shaquille O’Neal. They have been attempting to develop a large portion of the commercial and residential real estate. The company can also count in its survives a successful property management service, which includes leasing, maintenance and accounting. Boaraie Development has been playing a huge role in the regentrifying of Cities all over New Jersey, with O’Neal specifically playing a role with them in the City of Newark. It is fantastic to see people and organizations giving back so much to their communities, it has huge benefits to the people living there.

Hunting For an Apartment in New Jersey? Four Things You Should Think About Before Renting One

There are many apartments in New Jersey, and finding the right one for you and your loved ones can be overwhelming. Not only must you choose a suitable option from the seemingly endless options, but you’re also expected to sign a long-term agreement or lease that holds you to your decision for a year or more. To make the process easier, you ought to have an understanding of exactly what you’re looking for before start on the search. Below are four important factors to consider when looking for an apartment in New Jersey.


Location is one of the major considerations to make when looking for an apartment. You might want to consider the proximity of your apartment to specific areas of interest. For instance, you might want a place that is reasonably close to your office or business premises to save you time and money. If you take evening classes, you might want to rent apartments that are near your college, for security purposes.


Rent an apartment that you can afford. The top-brand showers and ceramic tile floor might seem amazing now, but this might not be the case when things go sour and you cannot raise the rent. Sit down and forecast – can you still afford to pay the rent six months down the line? If the rent is hiked, can you still afford to pay it? According to experts, you shouldn’t use less than 25-30% of your income on renting an apartment.

Apartment size

Next is to figure out the apartment size that would be most appropriate for you. Apartments in New Jersey vary in sizes from single-person apartments to multi-bedroom large apartments. If you’re single and does not intend to live with another person, a studio should be the best option to choose. The most common family apartments for large families are two and three bed roomed apartments.


Most New Jersey apartments provide more than just a place to live, but a place to have fun too. If you land on such an apartment, you don’t have to count the cost of getting your luxury elsewhere; your habitation and your fun are all under one roof. Because the amenities vary greatly, it is important to specify your amenities and distinguish your needs from wants. For instance, if you’re a pet lover and just wouldn’t do without one in the house, a pet-friendly apartment is the deal breaker.

If you’re looking for an apartment that is more than just a place to sleep, but a place you can unwind, relax and experience the best luxuries life can offer, The Aspire’s New Brunswick Luxury Apartments are the place to be.

Organizing Your Finances for Early Retirement

Many people have set up savings accounts, invested in stocks and dabbled in some financial planning to begin their retirement savings. However, sometime down the road, you’ll become more focused on when you can retire, and you might even speculate if you can retire in the way that Igor Cornelsen was able to do. Early retirement may sound like an impossibility, but if you’ve made a decent income most of your life and have started saving, you just might pull it off! These tips might give you some fresh ideas you hadn’t considered and help you in your quest for early retirement.

• Increase your savings. In all likelihood, you won’t incur as many work expenses as you spend now once you retire. Why not increase the amount you’re putting directly into savings?

• Take advantage of savings plans offered by your current employer or increase existing investments. Although many of the larger corporations may have different plans, most offer to match your contributions. You can hardly beat this kind of an offer when trying to save for early retirement.

• Now is the time to pull out the information you have stashed away about your employer’s pension plan. Most of us just glance at our pension plans quickly and don’t give it much weight when were younger. However, if you’re considering early retirement, it’s time to look at the numbers seriously and see how much money you can expect and at what age. Do the same with Social Security.

• If you haven’t started an Individual Retirement Account (IRA), now is the time to do so. Adults older than 50 can even deposit more than the standard of $5,500 per year. IRA’s are a great way to build up savings yearly.

• Consider downsizing your home to tap into home equity. Now that the kids are older and probably out on their own, you just don’t need a big house with a large mortgage. Why not downsize to a smaller home in anticipation of early retirement? If you’ve been in your current home for any length of time, you probably have a considerable amount of equity that you could invest in a 401 (k) plan, IRA’s or a savings account.

Take all your current and future retirement savings plans and list them in a spreadsheet to evaluate how you stand and where you could improve. Run some of these suggestions past your accountant or financial planner to get their thoughts for early retirement. With strong motivation and creative financial planning, you just might find yourself retired early!

New Jersey Real Estate Rebounding Soon

As a nation, the real estate market has recovered from the 2006 bubble burst; however, New Jersey is lagging behind the rest of the country. According to Realty Today, some of the properties in New Jersey are still well below their 2006 values. Experts say this lagging is making citizens afraid to list their houses. They don’t want to be left behind when the market eventually recovers.

There are two other reasons why New Jersey is stalling: First, the state has half the population of the national average. This simply means there are fewer buyers in New Jersey than in other states. Second, New Jersey still has one of the highest rates of foreclosure in the country.

Despite this, Realty Today is reporting that New Jersey is set to make a comeback in a big way. They feel that the market lagging in such close proximity to New York City will turn into a major source of profit for investors. The low interest rates, and low down payments on these cheap homes will also help attract new blood. Single homeowners are reported to be looking at New Jersey as an excellent place to get a good value for their next house.

House Wire also added that embracing technology could help boost sales in New Jersey. Advertising is cheap on social media and can be easily targeted towards potential home owners. Video calls also allow realtors to meet with clients on a more flexible schedule.

With the New Jersey recovery right on the horizon, one man stands to make a clear profit from his prophecy. Omar Boraie has seen the potential of developments in New Jersey for decades, but he was mocked for his beliefs for years. Boraie started working in New Jersey in 1972. He recalled the early days saying, “You couldn’t walk on the streets after 4 p.m. Everyone had left the city. But I thought, ‘This is an area where we could do something.”

Boraie bought up foreclosed lots located next to each other, and his company rebuilt the land into powerful office spaces. He further went on to build a luxury set of high rise apartments in the heart of New Brunswick. Industry experts openly mocked Boraie for his positions on New Jersey, but the businessman persevered. With the impending boom coming to New Jersey, Boraie is in position to make major profits with his luxury offerings.